Dental Insurance and Payment Options

Payment options:

  • Cash: always accepted.
  • Credit Card: Visa, MasterCard, Discover, or American Express.
  • Cherry Financing 

Please note: Payment is due at the time of service.

If we are “out of network” with your insurance carrier, this does not mean we don’t accept your insurance. We will still work with your insurance carrier when we are out of network. Many out of network insurance carriers cover 80% or more (up to 100%) of our office fees.  We will bill your insurance company directly through an electronic claim. We will track the claims for you to ensure you are reimbursed by you insurance carrier in a timely manner. There is no additional work for our patients when we are out of network with their carrier in order for them to receive their benefits. 

The “patient portion” of payment is expected following each appointment whether you have dental insurance or not. The parent bringing the child to our office is legally responsible for payment of all charges. Please keep us informed of any changes to your insurance plan. 

Insurance Information:

Our office will make every effort to provide you with the finest care and the most convenient financial options. To accomplish this, we work with you to maximize your insurance reimbursement for covered procedures. 

We are in network with most of these PPO plans. We are not in network with the HMO versions of any insurance carriers. Please check if your plan is a HMO or PPO plan. 

Disclaimer: not all policies are the same. We cannot guarantee with 100% certainty we are in network with your specific plan until the specific policy is verified by either the subscriber or our office. If you have questions or concerns regarding you plan’s policy, please reach out to our office. We will be delighted to help. 

AmeriBen Solutions
Anthem (the specific plan must be verified first)
Beam Dental
Blackhawk (Precise) (Virtue) (Luminous)
BEST Health Plans
Blue Shield of CA
Bright Benefits
Century Healthcare
Cigna DVH
Cigna DPPO (MUST verify it is DPPO)
Citizens Sercurity Life
Coordinated Benefits
Cooperate Benefit Services Inc.
Colonial Life
Companion Life
Delta Health Systems
Delta Dental PPO (we do not accept Delta Care USA or HMO)
Dental Works
DentaQuest – DenteMax Plus
DNOA – Dearborn National
DNOA – LineCo
Emblem Health/GHI
Employee Painters Trust Health & Welfare
Encore Dental/Stonebridge Life
Free Market Adminstrators
GEHA Solutions (Formerly PPO USA)
Global Health
Group Administrators
Harrington/Colonial Life
Health Markets
HealthNet Associates
HealthNet of Arizona
Healthnet of California
Healthnet of Oregon
Healthscope Dental
Humana (FL)
Humana (Zelis)
Humana (Nationwide)
Key Benefit Adminstrators
Kuwait Cultural Office (KCO)
Lincoln Financial (DBP)
Local 786 Building Material Welfare Fund
Manhattan Life
Merchants Benefits Administrators
Morgan White – Standard Life/Am First
Mutual of Omaha
National Care Dental MBA
National General Accident and Health
Nationwide Insurance
New Era Life (NEL) – Philadelphia American
Peoples Benefit Life Insurance Company
Preferred Insurance Specialist
Pro Benefits Admin/Dental Pay
Redwood Health Services (RHS)
Roofers Union Welfare Trust Fund
Self Insured Services Co.
Shelterpoint – Pro Benefits Admin
Staff Benefits Management & Adminstrators
Superior Dental Care
Suffolk County Employee Benefit Plan
Trans America
Tuckpointers Local 52
UHC (Optum Dental)
Unimerica Dental
United HealthCare – Dental Benefit Providers
Zelis – Cigna DPPO we do NOT accept DPPO Advantage

For extensive treatment, we can pre-authorize planned treatment costs with your insurance company so you will know the estimated benefit that your policy covers. Please let us know if this is a service you would like us to provide you and we will gladly help you obtain a pre-authorization estimate. 

If you have any problems or questions, please ask our staff. They are well informed and up-to-date. Our staff can be reached by phone at Santa Rosa Pediatric Dentistry Phone Number 707-527-8509.

Please bring your insurance information with you to the consultation so that we can expedite reimbursement.

We are here to help! Please call for more information about financing your oral health needs in our office!